Earn
The money you store in Bliss is placed into U.S. Treasury Bills which can help keep your money safe.
With Bliss, your money gets invested into US Treasury Bills. Treasury bills (or T-bills) are short-term securities that mature in one year or less from their issue date. T-bills are purchased for a price less than or equal to their par (face) value, and when they mature, Treasury pays their par value.
The total earnings from the Treasury Bills in your account (which encompasses money in both your Saving and Spending pockets) reflect any realized and unrealized gains or losses from your holdings.
You keep 100% of the earnings from your investments.
This investment happens automatically for money in both your Savings and Spending pocket. And don't worry, you don't need to do anything extra to spend your money. Bliss' access to T-Bills is direct and liquidation occurs immediately when funds are transferred or spent using debit cards.
Earn is another feature that can help you reach your money faster, and helps grow your money.
Below is a screenshot of the Earn feature. This screen explains the feature, shows you an approximation of your T-Bill earnings, and shows you the distribution of your funds cross cash and t-bills.
IMPORTANT DISCLAIMER: The screenshot provided is for illustrative and educational purposes only. It is not intended to be predictive of future investment results and should not be considered as a guarantee of future gains. Past performance is not indicative of future results. Always consider your individual investment goals and risk tolerance before making investment decisions.
Investment services and the Brokerage Account are offered by Jiko Securities, Inc. (“JSI”). JSI is a member of the Financial Industry Regulatory Authority, Inc. (“FINRA”) and the Securities Investor Protection Corporation (“SIPC”). Explanatory brochure available upon request or at www.sipc.org . Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. Past performance is not indicative of future performance. See FINRA BrokerCheck and Jiko U.S. Treasuries Risk Disclosures. JSI invests funds in Treasury Bills in $100 increments. Aggregate funds in your Brokerage Account of less than $100 will remain in that account in cash. Earnings on Treasury Bills may be exempt from the state and local taxes. We do not provide tax or legal advice. Please refer to your financial advisor or tax professional for advice.